Legal.
The boring, important part.

How we handle your data, what you agree to when you use the site, how refunds work, and the risks of trading — in plain language.

Last updated 31 October 2026Governed by the laws of Pakistan

Draft for review. These texts are a starting point written for the new website. Please have them reviewed by the business owner and a qualified lawyer before launch.

Privacy Policy.
What we keep, and why.

In short
  • We collect only what we need to deliver what you asked for.
  • We never sell your personal data.
  • You can ask us to show you, correct or delete your data at any time.

Who we are

Its Boring Business is a trading education brand run by Mirza Bilal in Pakistan ("we", "us", "our"). For anything about your data, write to business@itsboringbusiness.com or send a DM on Instagram to @itsboringbusiness.

What we collect

  • Account details — your name, email address and, if you choose to add it, a phone or WhatsApp number.
  • Order details — what you bought, the network you paid on, the transaction ID, any payment screenshot you send us, and the usernames we need to deliver (TradingView for indicators, Telegram for calls, mentorship and signals).
  • Messages — what you send through the contact form, the support chat, email, Instagram or Telegram.
  • Newsletter — your email address, if you subscribe to the weekly market notes.
  • Partner accounts — for AI Signals, the account number or UID you give us so we can check it was opened with our referral code.

What stays on your device

Some small preferences are stored in your own browser (local storage), not on our servers: your language choice, the email and conversation in the support chat, whether the chat voice is muted, and — only if you tick "Remember me" — the email you log in with. You can clear them at any time from your browser settings.

Cookies

We use one sign-in cookie to keep members logged in, and a little browser storage to remember your choices and to count visits anonymously (we never store your IP address). When you press Accept, the website also keeps its settings, prices and offers in your browser for a day, so pages load faster on your next visit. When you press Deny, we only keep what the current visit needs and stop counting your visits. To change your answer, clear this site's data in your browser and choose again.

How we use it

  • To deliver what you paid for and confirm your payments.
  • To reply to your messages and support requests.
  • To send the weekly notes if you subscribed — every email has an unsubscribe link.
  • To keep the site secure and to prevent fraud.

Who else sees it

We share data only when it's needed to provide the service:

  • Blockchains — crypto payments are public by nature; anyone can see a transaction on TRC20, BEP20 or ERC20.
  • TradingView — to grant indicator access to your username.
  • Telegram, Instagram and YouTube — when you choose to use them, their own privacy policies apply.
  • Google Translate — if you switch the site to another language, the page text is sent to Google to be translated.
  • Partner brokers and exchanges — when you open an account through our referral link, the broker handles your data under its own policy and may confirm to us that the account sits under our code.

How long we keep it

Account data is kept while your account is active. Order records are kept as long as we need them for our records and to resolve any dispute. Ask us to delete your data and we will, unless we're required to keep a record.

Your choices

You can ask for a copy of your data, ask us to correct or delete it, and unsubscribe from emails at any time. Our services are not intended for anyone under 18.

Terms of Service.
What you agree to.

In short
  • Everything here is education — not financial advice.
  • Your trades are your own decisions and your own responsibility.
  • Our content is ours — please don't share or resell it.

Acceptance of these terms

By using the Its Boring Business website, YouTube channel, Telegram community, Instagram page, courses, mentorship, signals, indicators, tools or any other content or service provided by Mirza Bilal, you agree to these Terms of Service.

Educational purpose only

All content is provided for educational and informational purposes only. Nothing here is financial, investment or trading advice, or any other professional advice. We are educators, not licensed financial advisers. Please also read the Risk Disclaimer.

No guarantee of results

We make no guarantee about the accuracy or usefulness of any content, signal or tool, or about the results you will get. Always do your own research, and consider a licensed financial adviser before making investment decisions.

Paid products and services

  • Prices are in USDT and paid on TRC20, BEP20 or ERC20. You must send the exact amount on the network shown at checkout.
  • Orders are confirmed once we have checked the transaction — usually within 24 hours.
  • You are buying educational content and services only; results are not guaranteed.
  • Indicator "lifetime access" means access to that indicator version (for example V1) and its updates, for as long as the indicator is offered, on the TradingView username you gave us.
  • Refunds follow the Refund Policy.

Signals, indicators and the AI Bot

AI Signals, Personal Signals and indicator alerts are trade ideas shared for education. Examples, replays, "demo" feeds and sample figures on this website are illustrative, not live or audited results. The AI Bot is in development; when it launches it runs on your own broker account, under rules you set, and you remain responsible for every trade it places.

Accounts

You are responsible for keeping your login details secure and for all activity on your account. Tell us straight away if you think someone else has access. We may suspend or close accounts that break these terms.

Intellectual property

All content — videos, graphics, course materials, the Chart Patterns Book, indicators, tools, written content and branding — belongs to Mirza Bilal. You may not copy, share access to, resell or use it commercially without written permission.

Third-party links and partners

The site links to third-party services including XM, Exness, Binance, Bitget and RedotPay. Some are referral (affiliate) links. We are not responsible for third-party content or practices, and you use third-party services at your own risk.

Community rules

  • Treat every member with respect.
  • No spam, scams or misinformation.
  • No unsolicited selling or recruiting.
  • We may remove anyone who breaks these rules.

Limitation of liability

To the maximum extent allowed by law, Mirza Bilal and everyone associated with Its Boring Business are not liable for any direct, indirect, incidental or consequential loss arising from your use of our content or services, including trading losses.

Changes and governing law

We may update these terms; the date at the top of this page shows the latest version, and continuing to use our services means you accept it. These terms are governed by the laws of Pakistan.

Refund Policy.
Fair, and simple.

In short
  • If we can't deliver what you paid for, you get your USDT back.
  • Digital products that have been delivered can't be returned.
  • Payments sent on the wrong network usually can't be recovered.

Digital products

The Chart Patterns Book and the indicators are digital. Once the PDF has been sent or indicator access has been granted, the sale is final. If the file doesn't arrive, doesn't open, or access isn't granted within 7 days of your payment being confirmed, you get a full refund.

Calls and mentorship

  • Book a Call — you can reschedule once with at least 24 hours' notice. If we cancel, or we can't agree a time, you choose a new slot or a full refund. A missed call without notice isn't refunded.
  • Personal Mentorship — if we can't start within 14 days of your payment being confirmed, you get a full refund. If we are ever unable to continue the programme, sessions not yet held are refunded pro rata.
  • Personal Signals — if channel access isn't granted within 7 days of confirmation, you get a full refund.

Payment mistakes

  • Paid too much — the difference is returned.
  • Paid too little — send the rest, or ask for the amount back.
  • Paid twice — the duplicate is refunded.
  • Wrong network — crypto sent on an unsupported network usually can't be recovered. We'll look into it, but we can't promise a result.

How refunds are paid

Refunds are paid in USDT, on the same network, to the wallet that sent the payment (or another wallet you give us), minus the network fee, within 7 business days of approval.

How to ask

Email business@itsboringbusiness.com or DM @itsboringbusiness within 14 days of paying, with your order reference (it starts with IBB-), the transaction ID and a short reason.

AI Signals are free with a partner account, so there's nothing to refund. Money you deposit with a broker or exchange is held by that broker — not by us.

Risk Disclaimer.
Please read this one.

In short
  • Trading can lose you money — sometimes quickly.
  • Nothing here is financial advice.
  • Past results don't promise future ones.

High risk warning

Trading cryptocurrencies, forex, gold, indices, futures and other financial instruments carries a substantial risk of loss and is not suitable for everyone. You may lose some or all of the money you trade with. Never trade money you can't afford to lose.

Education, not advice

Mirza Bilal and the Its Boring Business team are educators, not licensed financial advisers. Every trading decision you make is your own and your own responsibility. Mirza Bilal, his team and affiliated platforms are not liable for any loss resulting from acting on information from our platforms.

Signals, indicators and bots lose too

No signal, indicator or bot wins every trade — losing trades are a normal part of any system, and our own examples show them. Figures, replays and "demo" feeds on this website are illustrative examples, not live or audited results.

Leverage and volatility

Leveraged products such as forex, CFDs and futures can move against you faster than you expect, and depending on your broker you may lose more than your deposit. Crypto markets trade around the clock and can move sharply; exchanges carry their own risks.

Referral partners

We have referral arrangements with the brokers and exchanges below. If you open an account through our links we may earn a commission, at no extra cost to you — it's what keeps AI Signals free. Choose a provider that is properly regulated where you live.

Our own trades

Mirza Bilal may hold positions in the markets discussed. Personal Signals are the trades he takes himself, shared as he takes them.

Where you live

Some products or services may not be available or legal in your country. You are responsible for following the laws that apply to you.